Accounting
What is a Balance Sheet?
Profit and Loss Basics
Profit & Loss Account Preparation
Business Budget
Daily Cash Sheet
Break Even Point
Basic Work Costings
What does it actually cost you to work before you reach profit? Essential for any business.
Management Accounts
Depreciation
Liquidity Ratios
How quickly can you raise cash and what are you really worth.
Solvency Ratios
These measure the degree of "insolvency" risk your company is at.
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Banking
Opening a Bank Account
Some common questions answered to help you decide on the right account for your business.
Business Bank Rates
Compares business bank rates so you can get the best deal.
Business Accounts Comparator
Answer some simple questions and then compare results to get yourself the best account for you.
Business Mortgage Guide
Everything you need to know about what is involved in business mortgages.
Commercial Loans
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Bootstrapping
What is Bootstrapping ?
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Business Angels
British Business Angels Association
Whether you're looking for funding or to invest, this comprehensive site explains all aspects of business angel finance. Search the member directory by locality or industry specialisation.
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Cashflow
Cash Flow Statement
Managing Cash Flow
Avoiding Cash Flow Problems
Cash Flow Management
Dealing with Companies with Cashflow Problems
What to look out for and how to get the best for yourself from companies in difficulties.
Identify potential cashflow problems
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Credit
Credit management policy.
Advice from the UK Better Payment Service.
Credit Policy Standards and Assessments
Check Credit Worthiness
Rules of Credit
Collecting Cash Quickly Techniques
Benefits of Paying on Time
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Debt
Debt Recovery Portal
Main UK portal for debt advice.
Late Payment Legislation and Interest Calculator
Refinancing Options
You're one step away from insolvency - some of the options.
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Finance Tools
Business Mileage Calculator
Car Tax Calculator
What is running that company car really costing you?
Cash Need Analysis
How much cash does your business need to run properly?
Debtors Accounts
Monthly model sheet on who owes you cash.
Decision Finance
Comparative finance quotes and comparative insurance quotes.
Invoice Sheet
Late Payment Interest Calculator
A quick and easy way to calculate the amount of interest you are entitled to charge on
outstanding debts - statutory and contractual.
Pro-Forma Invoice
Model invoice for your business.
Purchase Orde r
Model purchase order document.
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Funding
Business Link Portal
Provides an introduction to most forms of finance for a business.
West Midlands Finance Portal
Fair Finance Consortium
Operates throughout the West Midlands and is a collaboration of 10 independent Not for Profit financial services providers.
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Factoring
Factoring & Invoice Discounting Explained
Factors & Discounters Association
Includes an A-Z of member firms with contact details.
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Grants
CORDIS
EU Grants and schemes for research and development, innovation, new technology projects with links to partners, resources, funding proposals, Framework 6 as well as tenders for programmes work.
West Midlands Finance
Site on behalf of Advantage West Midlands, aiming to help West Midlands SMEs find the most appropriate type of finance. Offers a searchable database of national and regional grants, special loans, cash awards, venture capital, business angel networks, banks, asset finance and cash flow finance.
Advantage West Midlands
Regional Development Agency responsible for whole raft of business initiatives, schemes and funding in the West Midlands. Check their site for information and whether your plans could fit their needs. Two examples of the funding available listed below.
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Investment
FT.com Markets Data
Company research tool includes profiles of quoted companies with 3yr financials, share price analysis and broker forecasts.
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Insolvency
Company Investigation Department
The Home Page of the DTI Company Investigation Department for complaints about the dealings of a particular company or director.
The Insolvency Service
DTI service provides a wide range of useful information and publications. Guides to bankruptcy, what to do if you are owed money, lists of insolvency practitioners, etc.
Insolvency Practitioners Directory
Search by name, locality, etc.
Insolvency Glossary
Director Responsibilities
Duties and obligations of a director in an insolvency position.
Is Your Ltd Business In Trouble?
Advice sheets on all aspects of taking an insolvency decision.
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Insurance
Purchasing Business Insurance
Portal site for insurance including glossaries and insurance-related web sites
Decision Finance
A large site on Business finance, pensions and insurance.
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Tax,VAT and Pensions
Inland Revenue Portal
Starting in Business Tax Guides
All the tax guides you need from the Inland Revenue for starting up.
The Tax Guide
Tax Calculators Portal
Wide range of UK tax calculators for almost any purpose.
VAT Calculator
Keeping Records
Advice from the tax man as to what records to keep.
Business Taxation
Comprehensive online advice centre for every aspect of taxation as it effects a business.
Tax Calculators
Range of tax calculators.
National Insurance Portal
All the tables, booklets, forms and advice needed for NI from the Inland Revenue.
pensionguide.gov.uk
Information on pensions from the Government Pensions Service.
Stakeholder Pensions
Government website with links to all the relevant information.
pensionsbusiness.com
Clear and concise information for employers to choosing the best pension scheme for their staff.
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Venture Capital
British Venture Capital Association
Site for entrepreneurs seeking initial information about venture capital and private equity with a range of free publications.
European Investment Fund
Venture capital and guarantees for the creation, growth and development of SMEs. Site includes news, venture capital resources and a list of publications.
European Private Equity and Venture Capital Association
3i
3i is a world leader in private equity and venture capital
Venture Capitalists?
How a venture capitalist can help.
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